# Pmt funktsioon [VBA]

Calculates the constant periodic payments for a loan or investment.

```
Pmt( Rate as Double, NPer as Double , PV as Double , [FV as Variant], [Due as Variant] )
```

Double

Rate is the periodic interest rate.

NPer on perioodide koguarv, mille jooksul annuiteeti makstakse.

PV is the (present) cash value of an investment.

FV (optional) is the future value of the loan / investment.

Due (optional) defines whether the payment is due at the beginning or the end of a period.

0 - the payment is due at the end of the period;

1 - the payment is due at the beginning of the period.

```
REM ***** BASIC *****
Option VBASUPPORT 1
' Calculate the monthly payments to a loan that is to be paid in full over 6 years.
' Interest is 10% per year and payments are made at the end of the month.
Sub ExamplePmt
Dim myPmt As Double
myPmt = Pmt( 0.1/12, 72, 100000 )
print MyPmt 'is calculated to be -1852,58377757705
End Sub
```